[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.stex.cz\/na-co-mame-penize\/#Article","mainEntityOfPage":"https:\/\/www.stex.cz\/na-co-mame-penize\/","headline":"Na co m\u00e1me pen\u00edze?","name":"Na co m\u00e1me pen\u00edze?","description":"Kdybychom se zeptali, na co m\u00e1me pen\u00edze, kohokoliv z lid\u00ed z aspo\u0148 trochu civilizovan\u00e9 spole\u010dnosti, to abychom m\u011bli jistotu, \u017ee skute\u010dn\u011b nejde o n\u011bjak\u00e9ho divocha \u017eij\u00edc\u00edho odlou\u010den\u011b od civilizace, kter\u00fd skute\u010dn\u011b nikdy v \u017eivot\u011b pen\u00edze vid\u011bt nemusel, a tud\u00ed\u017e je ani nezn\u00e1, ur\u010dit\u011b bychom se do\u010dkali odpov\u011bdi, \u017ee pen\u00edze m\u00e1me p\u0159ece proto, abychom si za [&hellip;]","datePublished":"2022-07-23","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.stex.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.stex.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1aa4d33840e2afc29128e2a456d425ca0d17b173c888af2db652b1d34fe6f93d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1aa4d33840e2afc29128e2a456d425ca0d17b173c888af2db652b1d34fe6f93d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"stex.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.stex.cz\/wp-content\/uploads\/t%C5%99i%20pesos_1.jpg","url":"https:\/\/www.stex.cz\/wp-content\/uploads\/t%C5%99i%20pesos_1.jpg","height":0,"width":0},"url":"https:\/\/www.stex.cz\/na-co-mame-penize\/","wordCount":400,"articleBody":"   Kdybychom se zeptali, na co m\u00e1me pen\u00edze, kohokoliv z lid\u00ed z aspo\u0148 trochu civilizovan\u00e9 spole\u010dnosti, to abychom m\u011bli jistotu, \u017ee skute\u010dn\u011b nejde o n\u011bjak\u00e9ho divocha \u017eij\u00edc\u00edho odlou\u010den\u011b od civilizace, kter\u00fd skute\u010dn\u011b nikdy v \u017eivot\u011b pen\u00edze vid\u011bt nemusel, a tud\u00ed\u017e je ani nezn\u00e1, ur\u010dit\u011b bychom se do\u010dkali odpov\u011bdi, \u017ee pen\u00edze m\u00e1me p\u0159ece proto, abychom si za n\u011b mohli koupit to, o co m\u00e1me z\u00e1jem. A d\u00e1 se \u0159\u00edci, \u017ee je to pravda, jakkoliv to samoz\u0159ejm\u011b nen\u00ed v\u0161echno. Pen\u00edze sice pot\u0159ebujeme na n\u00e1kupy, jen\u017ee omezovat se ve vysv\u011btlen\u00ed jejich funkce pouze na toto by bylo p\u0159ece jenom m\u00e1lo.Pen\u00edze n\u00e1m sice slou\u017e\u00ed k tomu, abychom si za n\u011b po\u0159izovali zbo\u017e\u00ed nebo zaji\u0161\u0165ovali poskytov\u00e1n\u00ed slu\u017eeb, jen\u017ee to samoz\u0159ejm\u011b nen\u00ed v\u0161e. Funkce pen\u011bz hypotekybezregistru.cz jsou p\u0159ece jenom rozmanit\u011bj\u0161\u00ed. Co\u017e zjist\u00ed ka\u017ed\u00fd nejpozd\u011bji ve chv\u00edli, kdy mu za\u010dnou doch\u00e1zet.Pen\u00edze se toti\u017e nemus\u00ed hned po z\u00edsk\u00e1n\u00ed rovnou utr\u00e1cet. Tyto n\u00e1m slou\u017e\u00ed i k tomu, abychom si mohli spo\u0159it. A i takov\u00e9 spo\u0159en\u00ed je d\u016fle\u017eit\u00e9. Proto\u017ee kdo by utr\u00e1cel v\u0161echny nabyt\u00e9 pen\u00edze hned po jejich z\u00edsk\u00e1n\u00ed, riskoval by, \u017ee se mu v dobr\u00fdch \u010dasech povede skv\u011ble a bude utr\u00e1cet i za kdejakou zbyte\u010dnou hloupost, jen\u017ee kdy\u017e potom p\u0159\u00edjmy poklesnou nebo z n\u011bjak\u00e9ho d\u016fvodu vzrostou v\u00fddaje, nastane komplikovan\u00e1 a jen t\u011b\u017eko \u0159e\u0161iteln\u00e1, p\u0159\u00edpadn\u011b dokonce ne\u0159e\u0161iteln\u00e1 situace.I kdy\u017e je pravda, \u017ee ani takov\u00e9 spo\u0159en\u00ed nemus\u00ed b\u00fdt pr\u00e1v\u011b nejlep\u0161\u00ed n\u00e1pad. A to v situaci, kdy panuje velk\u00e1 inflace, kter\u00e1 takov\u00e9 naspo\u0159en\u00e9 pen\u00edze znehodnocuje, a kdy sou\u010dasn\u011b nejsou k dispozici spo\u0159ic\u00ed n\u00e1stroje, kter\u00e9 by dok\u00e1zaly sv\u00fdm \u00faro\u010den\u00edm onu inflaci kompenzovat.A pak jsou pen\u00edze samoz\u0159ejm\u011b i n\u011b\u010d\u00edm, bez \u010deho by prakticky nemohla existovat ani ekonomika. Kdyby tu nebyly, nemohly by prob\u00edhat obchodn\u00ed transakce a nikdo by tak nikomu nic jenom tak nedal. A museli bychom tak o\u017eelet skoro v\u0161e, v\u010detn\u011b toho, bez \u010deho bychom se nedok\u00e1zali jako lid\u00e9 obej\u00edt.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Na co m\u00e1me pen\u00edze?","item":"https:\/\/www.stex.cz\/na-co-mame-penize\/#breadcrumbitem"}]}]